When Andrew Carnegie, the American steelmaker of the last century at the height of his successes, met a wonderful journalist named Napoleon Hill, who was a source of confidence to document and disseminate the reasons for personal success that made him one of the richest and most successful businessmen, 500 self-made millionaires at the time (Thomas Edison, the man who lit the world, Henry Ford, the founder of Ford Motor Company, Theodore Roosevelt, the US president, and other business people who excel in their fields).
His 20-year research culminated in his legendary book, "The Thought of Becoming Wealthy," although there is no mention of money, wealth, finance, or equities. "Journalist Napoleon Hill revealed the key to wealth, adopting a new methodology focused on analyzing causes Psychological problems that are obstacles to us prevent most of us from achieving their own wealth.
In addition to revealing the secret of building wealth in his book, he revealed the reasons that prevent people from getting rich. Here are some of the main reasons cited by Hill that are still valid for this age:
#1. Precisely defined objectives
"There is no hope of success for someone who does not have a primary goal or specific goal sought" Hill wrote. If you are looking to build wealth, start by imagining a savings goal for a certain amount of money, then form a financial plan and specify exactly where you want your money to go.
#2. Lack of ambition
"I do not give hope to someone who is indifferent and does not seek progress in his life, and he has no willingness to pay the price." Wealth does not appear easily, it must work for it patiently and sustainably.
If you want to get rich, you have to become obsessed with this desire. "Wishful thinking alone will not make you rich, but the desire to get rich with this desire for mental state and then planning in specific ways and means to create wealth, Failure, will bring you rich "
#3. Stop learning
Knowledge is latent energy, and education is not strong and leads to wealth only when it is organized and can be applied to life, and it must always be continuous. In fact, you have not yet learned, says Hill. Successful people - in all fields - do not stop asking for specialized knowledge of their goals, jobs or jobs. Those who are not successful always make the same mistake as they believe that learning is stopped when they graduate from school.
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Put your priorities to learn new things constantly and challenge your mind, there is a reason why all successful people and rich today of the readers are evil.
#4. Excessive caution and avoiding risk
"A person who does not pick up any chance will always have to choose what is left of the choices of others," says Hill. "Over-cautiousness is just as bad as caution, and you have to be careful about both. Life is full of opportunities."
When it comes to managing money, it would be tempting to save money safely in a bank account and avoid the fallout of a stock market crash, but investing your money means how to increase it. Surely you will do so wisely, and a good start begins by looking at a low cost borrowing index, which is recommended by Warren Buffett and other investment experts.
#5. Greed in the quick get rich
"Be careful of the uncontrolled desire to get something for nothing," says Hill. "Beware of planning for quick wealth like gambling, excessive lottery or speculation in financial markets."
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"Gambling by nature drives millions of people to fail, as evidenced by a study of the collapse of Wall Street in 1929 when millions of people tried to make money by gambling on the margins of stocks."
Investment is a long-term game, as Warren Buffett says: "It's very easy to become slowly rich, but it's hard to get rich quick."
#6. Continue procrastination
"Most of us fail in his life, because we are waiting for the right moment to do something important, do not wait, time will never be appropriate," Hill says of procrastination. "Start working where you left off, use the available tools, The better you go the better. "
If you want to build wealth, start today, read a book on personal finance and listen to clips on money management, make a financial plan or participate in an individual retirement account.
#7. Lack of perseverance
"Most people are good novices, but they are failing to finalize," Hill writes. "People tend to surrender with the first signs of defeat." Do not stop until you get your reward, and more successful people deal with failure and overcome it.
"I have learned that it does not matter how many times it has failed," says billionaire Mark Cuban. "You need to be right once. I tried to sell dried milk and I was a fool many times. I learned from all these things."
#8. Lack of decisiveness
"By analyzing hundreds of people who have accumulated more than $ 1 million, we found that what really distinguishes them is their ability to make immediate decisions. On the other hand, people who fail to raise money, without exception, make decisions slowly and often change their decisions quickly." Hill wrote.
Decisiveness is not only a feature of the wealthy, but it is also one of the most important qualities of a leader who seeks to dominate. At the end of the day, a bad decision is better than no decision at all.
#9. Lack of self-discipline
"Discipline comes through restraint," Hill wrote. "This means that a person must control his negative qualities. Before you can control the circumstances, you have to control yourself first. If you do not beat yourself, you will overcome."
When it comes to wealth, the first basic rule is: Save a lot, spend a little, it's a simple concept but reducing spending needs self-control. Learn how to manage and drive extravagant incentives if you want to start creating wealth.
#10. Working with the wrong group
"One has to carefully choose the employer who will inspire him, and of course must be smart and successful," Hill recommends.
This concept extends to your boss and colleagues too, and you must surround yourself with talented people and leaders outside your work, which Hill calls "the mastermind group".
We become like the people we are associated with, so the rich tend to make friends with the rich like them.
#11. Adhering to the job you dislike
"No one can succeed in doing something he does not like," Hill says. "The first major step in marketing personal services is to choose the profession that you can take with yourself."
Do not make an effort in a job that makes you stressed and unhappy in your life. Giving up that job - if circumstances are right - can be rewarding and pay off in the future.
#12. The chill of enthusiasm
"No one can be convincing without enthusiasm," Hill says. "Moreover, passion is contagious, and the person who owns it is a welcome person in any group."
Donald Trump agrees with this thinking a century ago. "Without enthusiasm, we will not have the energy. Without energy, you will not have anything. Nothing great can be done in the world without enthusiasm," he said.
#13. Narrow-mindedness
"A person who is narrow minded, rarely takes a step in any subject," Hill says. You must be constantly prepared to cooperate with others and imagine new and innovative ideas. The most successful and wealthy people think differently.
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To start thinking differently, do different things, deal with different people, and evaluate other ideas, says John C. Maxwell in his best-selling book, "How Successful People Think."
#14. Lack of basic skills
"Multiply talent and skills without mastery is rarely a good thing. So your efforts must focus on a clear and specific goal. "
Building an empire needs the skills and charm of people just as much as planning needs. "Most people lose their jobs and opportunities in life because of this mistake more than all the other reasons combined," Hill says wary.
#15. Cheating and deliberate deceit
"Cheating may give you some short-term victories, but it is not a permanent means of success and wealth creation," says Hill. "There is no hope of choosing a cheating person. Sooner or later he will fall into the evil of his business and pay for his reputation and perhaps his freedom. Also".
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